Last updated
When ILA is required
The usual triggers are guarantees, such as a director guaranteeing company borrowing or a parent supporting a child’s mortgage, along with private and second mortgage loans, spousal consents in refinancing and transfer files, and large gifts or loans between family members. In each case the person signing is taking on real risk, and the party relying on the signature wants to know it was understood.
We treat the appointment as advice, not paperwork. You leave knowing exactly what you are on the hook for, when it can be called, and what it would cost you on a bad day. If the document is one you should not sign, we say so.
What this desk handles
- Guarantees for business and personal borrowing
- Private and second mortgage borrowers
- Spousal and dower consents
- Family loans and gift documentation
- Certificates signed at the appointment
- Video appointments where the relying party permits
Where we act
Our lawyers handle ILA files across Alberta from our Calgary office, including Calgary, Airdrie, Cochrane, Okotoks, Chestermere, Edmonton, and everywhere between. Alberta has one Land Titles system, so the closing works the same wherever the property sits. Signing happens at our office, by video where permitted, or with a local commissioner near you.
